Hari ini seperti hari-hari sebelumnya meneruskan kelangsungan kerja menge-check mail box ... bagaikan punggok rindukan bulan... lebih-lebih lagi bulan tu boleh redeem jadi duit....
duit duit... dimana kau duit!!
duit duit.... hutang ku berbukit....
duit duit.... hutang ku berbukit....
Tanpa berputus asa lebih-lebih jumlah wang yang ditunggu-tunggu bernilai ribuan ringgit malaysia.... atau jutaan matawang rupiah.... waaa... best lagi sebut rupiah yea time-time nak dapat duit ni...
Surat yang ada dalam mail box hari ni....
- Bil telefon t-mobile mintak duit $70 hengget..
- Buat ke belasan kali entah sape-sape offer kredit kad sebab credit score abe gapo dah makin cantik.. konon bagi duit tapi lepas tu mintak balik....
then!... jeng jeng jenggg!!!!!!!
yeay......yang kutunggu-tunggu.... surat dari finance department state of Arkansas...
dengan gelojohnya kaktek mengoyak surat mencari duit.....
emm.. macam takde je...
".....Your return was adjusted because of failure to attach Federal Schedule 3909. Call 501-682-1100. W-2 form(s) and/or 1099R's were not attached; therefore Arkansas withholdings were not allowed. File amended return and attach documentation.
hampeh betul agen yang isi borang tu hari... dahlah tempoh menunggu lebih 2 bulan.... nak kena submit borang lagi.... tunggu lagi 2 bulan.... semi-annual sale victoria secret pun dah habis...... sotong dah boleh kirai.... nasib baik pakai belah dalam.....
Satu lagi surat yang tidak pernah kutunggu.......
bil hospital.....
hah??! bil hospital lagi!!!
berapa banyak bil hospital dapat untuk potong buang apendik?
bukannya susah sangat... belah sikit, masuk gunting, buang..dan jahit balik...
Memang tahu separate bil untuk setiap doktor yang menjenguk abang...... tukang bius lah, tukang bagi consultation lah.... total 5 bil untuk 5 doktor dan yang paling mahal bil doktor bedah yang cecah lebih 3K...
Selepas tolak diskaun dan insuran, kaktek kena bayar $570... ezi payment apa lagi... buat suara kesian dalam telefon.. almaklum takde interest....
Ingatkan dah settle..... rupa-rupanya ku sangka panas hingga ke petang.... rupanya sakan terik ditengahari.....
yang ni bil kemudahan hospital pula..... 23 rebu dollar!!! serious!!!
Bil untuk drugs, bilik surgery, ubat bius, etc...
Insuran nego dapat diskaun $14k.... insuran bayar $6++ dan baki kaktek kena bayar lagi $1,707.40!!!!!!!..
huuu...... yang ditunggu duit state tax refund pun tak sampai separuh dari ni.....
Tak lojik kan? takat apendix surgery tanpa diskaun boleh cecah hampir usd30k !!!
Siapa yang takde insuran macamana?
Hospital free memang tak pernah tahu keujudannya..
Patutlah mak bapak di sini sakan nak anak jadi doktor... boleh tumpang kaya...
Maka $1.7k tu kaktek sah buat ezi-payment gak... 17 bulan baru habis bayar ek....
13 comments:
llaa....mahal gile...abis yang macam tgk tibi hospital seattle grace tu mahal gak ke? isk..isk..isk...dasat...
~jeet..~
xleh log in blogger, nape ntah...
ni sepital tak masuk tibi pun dah mahal.... yg masuk tibi tu jgn tanya ler...
blog kaktek dan blog jeet, kaktek kena login thru google chrome... komen kt blog org lain, ok jer...
sebab kita berdua comel kot...
AB yg comel
Baru baca dah terasa sakit kat hulu hempedu, ouch! Tersangatlah mahal.
*terus terkebil2 pandang kipas yg sedang berputhing* .. CS
tik tik tik (dok tekan calculator)
convert wit mesia buleh dpt gelang omeh 24k, tripple line... sabo kak tek sabo... sok abang da beso kak tek kenen2 gelang omeh beso kat dia nooo.. muka dia pong ada iras2 doktur dah tu kekekek...
wow...speechless topless....
hate to say this, but that's the american way...the land of capitalism...that's why kat sana blue cross/red cross cards (utk insuran) very very the IMPORTANT one..on certain cases, kalau takdak insuran, doktor takmo perform/buat treatmet coz takut nanti patient mampoih terkejut nengok bill...penah dak nengok citer yg denzel washington nak rompak bank bcoz insuran tak cover kos treatment rare disease anak dia....ha tuu la pasal...takpo la kaktek, sabo jer la..Insya Allah ado rejeki belah lain tuu...
*berlian baru baik domam tapi nak domam balik nengok bil spital kaktek*
huh baik domam skiping ahmericano la plak... kekekek
CS yang comel kurang sikit dari AB..ngeh... kepala sayapun berphuting macam kipas ni haaa....
het pisang... angan mami jarum aku dh lama monopos sejak mai sini...
tunggu abg long jadi doktor.., fuh hembus amin dapat menantu doktor gak... dapat dua teruih golang 1 dari anak ngan 1 dari menantu... muaahahaaaa...
deimen... lam tibi banyak kisah org utang sepital sampai puloh rebu.... rakyat semekin, tapi kos rawatn tak lojik...
ooo yaka boleh rompak bank? plan bagus nih... kalo dapat emel suh updet password, ko jawabla ek..jawablaaa.....
Crazy, right? That's why kat sini banyak je orang kena declare bankruptcy sebab tak mampu bayar medical bills even when they have insurance. Just imagine people with chronic disease like cancer, diabetes, Multiple Sclorosis, etc. Kena jumpa doctor all the time and go for treatment.
It's crazy, tapi they also have rules that hospital cannot reject people at the ER. So, kalau takde insurance people would go there. And obviously ER cost a lot, and these people won't be able to pay, so hospital would offset the cost by charging higher fees to other patients & insurance companies. Also, since people are not billed right away, a lot of uninsured patients would get the treatment first, and just pay very little later or none at all. Vicious cycle.
I pernah kena langgar kereta masa melintas, the first thing that ran through my mind was how am I going to pay this. Terukkan? Then we called my spouse's car insurance, and added me to the coverage, and nasib baik dia cover everything. Kalau tak jenguh nak kena saman driver tu. Lucky for me I didn't have any bleeding or broken bones; Just bruises and sakit badan. My doctor set me up for Physical Therapy and Pain Management right away, including Massage twice a week. Lemak lepas tu. Tapi everytime dapat bills berdegup jantung. And after almost 2 years, I still have follow up with my doctor. Tu accident yang takde apa-apa sangat, I cannot imagine kalau yang lagi serious.
Kak tek, jangan encourage abang long jadi doktor. Doktor sini sebenarnya sengkek sebab they have to pay a lot for malpratice insurance, and obviously student loan too. Malpractice insurance sangat tinggi for doctor sebab doctors get sued a lot, and get sued high, especially in death cases. So, jangan jadi doctor, pharmacist takpe, malpractice insurance tak segila doctor.
haishh berpeluh sejuk baca komen T
kak tek..ya betul...kita comel ;)
~jeet~
umang aiiii!!!! mahal nyerrrrrr!!!!
after conversion to RM, bukan takat omeh, kancil sorang sejibik pun kak tek bole beli utk anakX2 kak tek kan kan kannnn
sbb tu kena mai jd org tronoh... :)
T... kaktek pun kagum dgn treatment sini.. member accident kena air bag je kena jumpa chiropractic la.. kalau kt mesia tu kita panggil tukang urut je....
bawak kereta hari2 pun dah seriau ni.. jgnlah sampai balik msia utang sepital tak abis bayar..
ooo doktor kaya, risiko pun kayo yea...
Maya, lepas convert, kancil 2nd hand boleh beli 10 bijik!
kj... tronoh sojuk... takmooo....
Post a Comment